Disclaimer
Wapsi is not a law firm and does not provide legal advice. Everything on this site is general information about a published government procedure. It is not advice on your particular case, and using this site does not create any professional relationship.
No guarantee of outcome
Whether a hold is removed, an account is released, or an appeal succeeds is decided by banks, police officers and courts. Wapsi has no influence over any of them and guarantees nothing.
Accuracy and currency
Guidance here is drawn from the Standard Operating Procedure for NCRP-CFCFRMS issued by the Ministry of Home Affairs dated 02.01.2026, and from reported judgments and public regulatory material. Rules change, and practice varies between states, districts and banks. Some material described here, including the Reserve Bank's September 2026 draft directions on money-mule accounts, is a draft and not law. Always verify the current position before acting.
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Limitation
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